Frequently Asked Questions (FAQ)
About Our Agency
We specialize in providing flood insurance coverage to homeowners, renters, and businesses. We help you navigate flood insurance policies, ensuring you get the right coverage for your property at the best possible rate.
While our agency is new, we have over five years of experience in the flood insurance industry. Our expertise allows us to provide reliable guidance and support.
Yes, we focus exclusively on flood insurance. This specialization allows us to provide in-depth knowledge and personalized service.
Yes, we work with the NFIP as well as private flood insurance providers to offer you the best coverage options.
Flood Insurance Basics
Standard homeowners insurance does not cover flood damage. Flood insurance provides financial protection against water damage caused by flooding, helping you recover faster after a disaster.
If your property is in a high-risk flood zone and you have a federally backed mortgage, flood insurance is required. However, even if it’s not required, having flood insurance is a smart way to protect your home and assets.
The cost of flood insurance varies based on factors such as location, flood zone, building type, and coverage limits. We can provide you with a customized quote.
Flood insurance typically covers:
- Structural damage to your home or building
- Electrical and plumbing systems
- Appliances
- Foundation walls, staircases, and attached garages
- Personal belongings (if you have contents coverage)
Flood insurance does not cover:
- Temporary housing expenses
- Landscaping, decks, and patios
- Cars and other vehicles
- Water damage from leaks or sewer backups (unless directly caused by flooding)
- Getting a Policy
You can contact us for a free, no-obligation quote. We’ll assess your property and provide you with the best options for your needs.
NFIP policies typically have a 30-day waiting period unless coverage is required for a loan closing. Private flood insurance may have shorter waiting periods.
Yes! You can adjust your coverage, switch between NFIP and private flood insurance, or update your policy as needed. Contact us for assistance.
Claims and Assistance
If you experience flood damage, contact your insurance provider immediately to start the claims process. We’re also here to help guide you through the process.
Take photos and document the damage before removing anything
Prevent further damage if possible (e.g., pumping out water, drying items)
Contact your insurer to start your claim
Keep all receipts for repair expenses
Prevent further damage if possible (e.g., pumping out water, drying items)
Contact your insurer to start your claim
Keep all receipts for repair expenses
Some ways to reduce your flood insurance premium include:
Elevating your home or utilities
Installing flood vents
Choosing a higher deductible
Getting an updated flood risk assessment
Elevating your home or utilities
Installing flood vents
Choosing a higher deductible
Getting an updated flood risk assessment
Contact Us
You can contact us via:
📞 Phone: 720-776-0090
📧 Email: [email protected]
🌐 Website: www.goodgoodflood.com
We’re happy to answer any questions and help you find the best flood insurance coverage!
📞 Phone: 720-776-0090
📧 Email: [email protected]
🌐 Website: www.goodgoodflood.com
We’re happy to answer any questions and help you find the best flood insurance coverage!